Estimates, not a counter

Fee models are simplified. Real Wise prices vary by corridor, method, and time. HSBC tariffs depend on your package. PayPal fees depend on consumer vs business, domestic vs international, and whether a conversion happens. Correspondent deductions are not knowable in advance with certainty.

The salaries tax tool implements the published dual-rate rule and mandatory MPF band. It ignores most allowances and deductions you might claim on a real return. It is not a substitute for the IRD or a tax practitioner.

Nothing on chenwansantrade.win is an offer to buy, sell, or remit currency, or a solicitation of investment. Names of banks and products are used for identification only.